top of page

About UrTime Financial Services

Empowering You to Take Back Control of Your Financial Future

At UrTime Financial Services, we believe that credit is more than a score — it's your financial reputation, your buying power, and your peace of mind. Whether you're recovering from financial setbacks or building your credit for the first time, we’re here to walk with you every step of the way.

Who We Are

UrTime Financial Services is a trusted credit repair and financial consulting company dedicated to helping individuals and small business owners achieve long-term financial stability. With proven strategies and a personalized approach, we help our clients dispute inaccuracies, rebuild their credit, and gain the knowledge needed to maintain it.

What Makes Us Different

  •  People-First Approach – We listen to your story and create custom solutions that fit your life.

  •  Transparent Process – No false promises or hidden fees. Just honest, expert help.

  •  Educational Focus – We equip you with tools and coaching to avoid future credit pitfalls.

  •  Results That Matter – From inaccurate item removals to building strong credit habits, we get you real progress.

Our Mission

To deliver ethical, effective, and empowering credit repair services that not only fix past issues, but also set our clients up for lifelong success. We don’t just want to raise your credit score—we want to transform your financial life.

Our Philosophy

We treat every client with respect, integrity, and understanding. We know credit problems can feel overwhelming or even embarrassing—but with us, you’ll never be judged. Only supported.

bottom of page